You need to think of buying gold and silver bullions with your money. There are homes that are for sale for less than 1 months rent in Detroit due to forclosure. Since you are making rock bottom wages anyway, you may as well as go to Detroit and work part time for minimum wage knowing that at least you are now only having to pay for utilities and food. Sure life will not be hunky dory, but you will have equity. When the economy turns around, you will be able to sell it for a profit. (And even if you don't, for a dollar a roof over your head is a bargain.)